Business Model Innovation at Housing Development Finance Corporation

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Case Details:

Case Code : BSTA048
Case Length : 21 Pages
Period : 1977 - 2004
Organization : Housing Development Finance Corporation (HDFC)
Pub Date : 2004
Teaching Note :Not Available
Countries : India
Industry : Financial Services

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This case study was compiled from published sources, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.

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Excerpts Contd...

Deepak Parekh's Leadership

If Hasmukhbhai had laid HDFC's foundation, it was Deepak Parekh who had built on it. Over the years, Deepak Parekh had emerged as one of India's most famous and respected business personalities. In November 1996, he was chosen as Businessman of the Year by Business India, a leading business magazine in India.

The selection committee highlighted Parekh's accomplishments. Parekh had built a company that both met a social need and was extremely profitable. He had demonstrated that the two were not mutually exclusive. Despite being the market leader by a wide margin, Parekh led a company that continued to set standards in customer service adding to the tremendous bank of goodwill that it had built up...

Concluding Notes

In 2004, HDFC was a much-diversified group. It had entered various new businesses and set up a number of subsidiaries...


Exhibit I: HDFC's Founding Principles

Exhibit II: Employees Stock Option Scheme

Exhibit III: The Shareholding of HDFC in its Subsidiaries and Associate Companies as on March 31, 2003.

Exhibit IV: Subsidiaries and Associate Companies

Exhibit V: Financial Highlights


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