Assessing Losses Caused by Vandalism

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This case study was compiled from published sources, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.

Case Details:


Case Code : INS003 For delivery in electronic format: Rs. 100;
For delivery through courier (within India): Rs. 100 + Rs. 25 for Shipping & Handling Charges


Case Length : 03 Pages
Period : 2003
Pub Date : 2003
Teaching Note : Available
Organization : Varied
Industry : Insurance
Countries : India


The case discusses the issues involved in the insurance coverage for intentional or malicious destruction of property. The process for investigating the genuineness of a claim is described. The case also examines the duties of an insured following a loss due to vandalism. The determination of the amount of loss and guidelines for valuing the property damaged are also discussed. The case also focuses on the conflicts that arise between the insurer and the insured during claims negotiations.


Understand the concept of vandalism and the issues involved in insuring property against vandalism

Understand how a claims adjuster assesses the amount of loss caused by vandalism


Issues, insurance coverage, intentional, malicious destruction of property, investigating, genuineness, claim, duties, vandalism, amount of loss, valuing the property, conflicts, insurer, insured

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