Insuring Hitherto Uncovered Losses - Cyberinsurance


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Please note:

This case study was compiled from published sources, and is intended to be used as a basis for class discussion. It is not intended to illustrate either effective or ineffective handling of a management situation. Nor is it a primary information source.

Case Details:

Price:
Case Code : INS010 For delivery in electronic format: Rs. 100;
For delivery through courier (within India): Rs. 100 + Rs. 25 for Shipping & Handling Charges

Themes

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Case Length : 03 Pages
Period : 2003
Pub Date : 2003
Teaching Note : Available
Organization : Varied
Industry : Insurance
Countries : India

Abstract:

The case examines the gaps in insurance coverage provided by general liability products and the need for hi-tech companies to obtain Cyberinsurance through means of separate insurance packages. The evolutionary status of Cyberinsurance coverage, resistance of companies to realize their need for this coverage, and their failure to reveal the true picture of cyber losses incurred by them are also mentioned in the case.

The case discusses the importance of market research before launching a product into the market and also examines the need to accurately identify the purpose of carrying out a market research.

Issues:

» Understand the risk faced by companies dependent on computerized operations and their need for insurance coverage to protect themselves from losses arising due to failure of their internal systems

» Realize the failure of insurance companies from providing Cyberinsurance as part of general liability products

Keywords:

Insurance coverage, general liability products, hi-tech companies, Cyberinsurance, insurance packages, cyber losses, market research, launching a product, market

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